Do you ever feel like you’re living paycheck to paycheck? Are you ‘robbing Peter to pay Paul’ all the time?
By attending our Every Day Finances (EDF) Weekend Workshop (a part of our Financial Independence University Series), you’ll learn the tips and tools you need to take back control of your financial situation through education.
You learn how to …
- Track Your Spending: The first step to getting your finances on track is to know where your money is going. You may have a good handle on your monthly bills, but what about your daily expenses?
- Create a ‘Livable’ Budget: By creating a budget you can live with every day, you’ll be able to avoid many of life’s emergencies by anticipating how much money you’ll need and when.
- Monitor Your Credit Score: Applying for a loan is a common first step toward buying a home, buying a car or going back to school. Monitoring your credit score and improving it over time can help you avoid surprises when you need a loan.
- Start an Emergency Fund: We never know what the future holds for us, so it’s always best to be prepared. Having an emergency fund put away is extremely important so you’re always prepared to deal with what life brings—good or bad.
- Manage Your Checking Account: Balancing your checkbook isn’t what it used to be. Direct deposit, ATM fees and surcharges, online payments, automatic transfers and debit charges make keeping your account in balance a real juggling act.
- Reading Your Pay Stub: Your Pay Stub provides detailed information about your pay and benefits. But the document can look like it’s written in code. Here’s what you need to focus on.
- Set SMART Goals: Goal-setting is pretty simple. A goal is something that you are willing to work for. You can get what you want by planning AND following the plan. Setting achievable—and SMART—goals is your first step to success.
Our next course runs April 20th – 22nd and is filling up fast!
To register, call us at 234-738-4699 or email us at Sharon@MBHOhio.org.